CoFi Advisors: Your Partner in Financial Freedom
Empowering Your Financial Freedom
Our Philosophy: Balance Today and Tomorrow
The future can feel uncertain. We help you build confidence about the now, so the future doesn't feel as overwhelming.
Yes, money, savings, and financial planning are all very future-oriented. We all dream about a brighter tomorrow. At the same time, we deserve to enjoy the gift that is today.
At CoFi Advisors, we help you balance long-term dreams and near-term goals. We work together to educate, understand, and prioritize your complete financial picture so that each day can be fulfilling and fun.
CoFi Advisors is a relationship-driven wealth management firm providing bespoke financial strategies to help high-income earners, multi-generational families, and business owners thrive. Based in Portsmouth, New Hampshire, we proudly serve clients across the United States with personalized financial guidance that empowers them to live with freedom, abundance, and authenticity.
Who We Serve
Retirees
Your golden years should be exactly that—golden. After dedicating decades to your career, you deserve a retirement that's financially secure and personally fulfilling. Our advisors specialize in retirement income strategies, Social Security optimization and healthcare planning to ensure your nest egg supports the lifestyle you've earned. Whether you're approaching retirement or already enjoying it, we'll help you navigate this significant life transition with confidence.
High-Income Earners
Success in your career brings unique financial challenges and opportunities. From navigating complex tax situations to maximizing retirement contributions while balancing current lifestyle needs, our team understands the nuances of high-income financial planning. We'll help you leverage your earning power to build lasting wealth while enjoying the fruits of your labor today.
High Net-Worth Families
Preserving and growing wealth across generations requires sophisticated planning and careful consideration. Our comprehensive approach addresses estate planning, tax efficiency, philanthropic goals, and family governance. We help you create a legacy that reflects your values while providing for your loved ones' future. Our multigenerational planning ensures your family's financial success continues well beyond your lifetime.
Entrepreneurs
Business owners face distinctive financial challenges as their personal and professional lives intertwine. From business succession planning to retirement strategies that complement your business growth, we understand the entrepreneurial journey. Our advisors provide guidance that supports both your business aspirations and personal financial goals, helping you build and protect wealth on your terms.
Our Services
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We develop customized financial roadmaps that integrate all aspects of your financial life, from cash flow management to retirement planning, tax strategies, and beyond. Your plan evolves as your life does, providing clarity and direction through every stage and transition.
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Our disciplined investment approach emphasizes diversification, risk management, and alignment with your personal goals. We carefully select investment strategies designed to build and preserve wealth over time, always with your unique risk tolerance and time horizon in mind.
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Whether retirement is decades away or just around the corner, we help you create a clear vision for this important phase of life. Our retirement planning includes income strategies, withdrawal planning, and coordination of retirement accounts to maximize your financial security.
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We help you articulate and implement your vision for the future, ensuring your assets are distributed according to your wishes while minimizing tax implications. This includes coordinating with your attorney and tax professional to create a cohesive estate plan that protects what matters most.
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While we don't prepare tax returns, our advisors provide strategic guidance to help minimize your tax burden through thoughtful planning. We consider the tax implications of financial decisions and recommend strategies to enhance your after-tax returns.
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We identify potential vulnerabilities in your financial plan and recommend appropriate protection strategies, including insurance solutions, to safeguard your family and assets against unexpected events.
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We specialize in helping business owners and key executives navigate the complexities of equity compensation — from incentive stock options (ISOs) to restricted stock and QSBS strategies. Our proactive tax planning and liquidity event modeling ensure you’re making the most of your equity while staying aligned with your long-term wealth goals.
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Preparing to sell your business is one of the most important financial decisions you’ll ever make. We guide you through every stage — from value extraction and tax minimization strategies to aligning your estate and legacy plans — ensuring a seamless transition and a lasting legacy beyond the sale.
The CoFi Difference
Relationship-Focused Approach
We believe that exceptional financial guidance begins with understanding you as a person—your values, dreams, fears and priorities. Our advisors take the time to listen deeply and build lasting relationships based on trust and mutual respect.
Transparent Communication
Financial matters can be complex, but our communication never is. We explain concepts clearly, answer your questions thoroughly, and ensure you understand the reasoning behind our recommendations. You'll always know what's happening with your money and why.
Collaborative Partnership
Your financial success is a team effort. We work collaboratively with you and your other professional advisors to ensure all aspects of your financial life are coordinated and optimized. Together, we create a strong foundation for your financial future.
Start Your Journey to Financial Freedom
The path to financial confidence begins with a conversation. Contact CoFi Advisors today to schedule a complimentary initial consultation. Discover how our personalized approach to wealth management can help you achieve freedom, abundance, and authenticity in your financial life.
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