Our Services:
The Collective Advantage
Exceptional Service, Extraordinary Results
At CoFi Advisors, we believe financial guidance should be as unique as you are. Our white-glove service approach combines personalized attention with collective expertise to deliver an exceptional experience that addresses your complete financial picture. As a relationship-driven firm based in Portsmouth, NH, we serve clients across the United States with a commitment to fostering financial freedom through collaborative planning.
The White-Glove Difference
Dedicated Relationship Management
Every CoFi client is paired with a dedicated relationship manager who serves as your primary point of contact and advocate. This team member knows your financial situation, passions, and goals intimately and coordinates all aspects of your service experience. They will ensure that your questions are answered promptly, your concerns are addressed thoroughly, and your financial plan evolves alongside your life.
Seamless Digital Experience
Our CoFi Client Portal provides secure, 24/7 access to your complete financial picture. This intuitive platform allows you to:
View your investments, accounts, and net worth in real-time
Access important documents and financial plans in one secure location
Track progress toward your specific goals
Communicate securely with your advisory team
Schedule meetings and review previous conversations
We leverage technology not to replace human connection, but to enhance it, creating more space for meaningful conversations about what matters most to you.
The Collective Advantage
True to our name—Collective Financial—we bring together specialized expertise from both our internal team and external partners to address every aspect of your financial life. This collaborative approach means:
Access to CoFi collaborators with specialized knowledge in taxation, estate planning, business succession, and more
Coordinated strategies that consider all aspects of your financial situation
Regular team meetings to review client situations and develop integrated solutions
Ongoing education and resources to help you make informed decisions
When you work with CoFi, you gain not just a financial advisor but a team of professionals dedicated to your success.
The CoFi Philosophy: Financial Freedom
At the heart of our service approach is a profound belief in financial freedom—not just accumulating wealth, but creating a relationship with money that allows you to live authentically.
We believe financial freedom means:
Having the confidence to make decisions aligned with your values
Balancing enjoyment today with security for tomorrow
Understanding your options and their implications
Living without fear or restriction around money
Creating a legacy that reflects your deepest values
Our planning process focuses on building this freedom through education, clarity, and purposeful action. Rather than prescribing one-size-fits-all solutions, we collaborate with you to develop strategies that reflect your unique priorities and vision for the future.
Tailored Services for Distinct Needs
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Retirement represents not an end, but a beginning—a time to redefine purpose and possibility. Our comprehensive retirement planning services help you:
Develop sustainable income strategies that balance security and flexibility
Navigate healthcare decisions, including Medicare and long-term care planning
Optimize Social Security and pension benefits
Minimize taxes through strategic withdrawal planning
Maintain financial independence while supporting family members
Create a meaningful legacy through estate and charitable planning
We help you transform retirement from a financial event into a fulfilling life transition.
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Your professional success creates both opportunities and complexities. Our tailored approach for high-income professionals includes:
Strategic tax planning to minimize your current and future tax burden
Cash flow management that balances lifestyle enjoyment with wealth accumulation
Maximizing employer benefits and executive compensation packages
Creating efficient strategies for educational funding
Developing investment approaches that complement your career trajectory
Planning for career transitions, sabbaticals, or early retirement
We help you leverage your earning power to create lasting financial security without sacrificing life's pleasures along the way.
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Your family's legacy deserves personalized attention and sophisticated financial solutions. From family office services and charitable giving strategies to estate planning, CoFi helps multi-generational families protect, grow, and transfer wealth seamlessly.
Your legacy is a testament to your hard work. We understand the importance of building and maintaining it.
Legacy planning requires continuous monitoring and careful coordination. Whether you have a young family and a thriving business, or you're already retired, we help you answer essential questions:
What are your wishes for your children and grandchildren after you pass on?
Will your estate plan resolve or cause family conflicts?
What is your philanthropic vision?
At CoFi, we have helped high-net-worth families like yours share their mission and vision across generations through:
Comprehensive estate planning that reflects your values and wishes
Multi-generational wealth transfer strategies that minimize tax implications
Family governance structures that promote communication and shared purpose
Education and preparation of future generations for wealth stewardship
Philanthropic planning that creates meaningful, lasting impact
Coordination with trustees, attorneys, and other professionals in your life
We help you transform wealth from a potential source of family conflict into a powerful tool for creating unity and purpose across generations.
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As an entrepreneur, your business and personal finances are intricately connected. Our specialized services for business owners include:
Business succession planning that protects your legacy
Retirement strategies for business owners and key employees
Cash flow management that balances business growth with personal wealth
Tax minimization strategies across business and personal realms
Risk management solutions to protect what you've built
Exit planning to maximize value and ensure a smooth transition
We understand the unique challenges and opportunities of entrepreneurship and provide guidance that supports both your business aspirations and personal financial goals.
The CoFi Process: Collaborative and Comprehensive
Our service approach follows a structured yet flexible process designed to address your complete financial picture:
Discovery: We begin by understanding not just your financial situation, but your values, goals, concerns, and dreams.
Strategy Development: Our team collaborates to create integrated strategies addressing investment management, tax planning, estate considerations, risk management, and more.
Implementation: We coordinate implementation of your plan, working alongside other professionals in your life to ensure seamless execution.
Ongoing Partnership: Financial planning is not a one-time event but an evolving process. We provide regular reviews, proactive adjustments, and continuous education to keep your plan aligned with your changing life.
Experience the Collective Difference
At CoFi Advisors, we believe that financial guidance should be as unique as you are. Our white-glove service approach combines personalized attention with collective expertise to deliver an exceptional experience that addresses your complete financial picture.
We invite you to experience the difference that truly collaborative financial planning can make in your life. Contact us today to begin the conversation about your financial freedom.
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